:root{--ink:#082433;--navy:#061d2a;--navy-soft:#0e3141;--gold:#c99643;--gold-light:#e8c98e;--paper:#fbf8f2;--line:#ded5c6;--muted:#66757c}
.hero{isolation:isolate;border-bottom:0}
.hero-photo{background-image:url('assets/hero-clean.png');background-position:center right;background-size:cover}
.hero:after{z-index:1}
.hero-inner{z-index:2}
.intent{background:#fff;padding:30px 0 72px;position:relative;z-index:3}
.intent-inner{background:var(--paper);border:1px solid #ece4d8;display:grid;grid-template-columns:minmax(230px,.78fr) 2.2fr;gap:42px;padding:34px 38px;box-shadow:0 18px 55px rgba(8,36,51,.08)}
.intent-intro h2,.section-heading h2,.faq-heading h2{font-family:Georgia,serif;color:var(--ink);font-weight:400;margin:8px 0 12px;line-height:1.06}
.intent-intro h2{font-size:clamp(28px,3vw,40px)}
.intent-intro p:last-child,.section-heading>p:last-child,.faq-heading>p{color:var(--muted);line-height:1.65;margin:0}
.intent-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}
.intent-card{appearance:none;border:1px solid #ddd5c8;background:#fff;color:var(--ink);font:inherit;text-align:left;padding:20px 18px;min-height:142px;text-decoration:none;display:flex;flex-direction:column;cursor:pointer;transition:transform .25s,border-color .25s,box-shadow .25s}
.intent-card:hover,.intent-card:focus-visible{transform:translateY(-5px);border-color:var(--gold);box-shadow:0 12px 28px rgba(8,36,51,.1);outline:none}
.intent-card span{color:var(--gold);font:bold 11px/1 Arial,sans-serif;letter-spacing:.14em;margin-bottom:25px}
.intent-card b{font:600 17px/1.22 Georgia,serif;margin-bottom:8px}
.intent-card small{color:#6d787d;line-height:1.4}

.coverage{padding:105px 0;background:linear-gradient(180deg,#fff 0%,#f7f3ec 100%)}
.section-heading{display:grid;grid-template-columns:.55fr 1.1fr 1fr;gap:38px;align-items:end;margin-bottom:48px}
.section-heading .eyebrow{align-self:start;margin-top:12px}
.section-heading h2{font-size:clamp(35px,4vw,56px);margin:0}
.section-heading h2 em,.faq-heading h2 em{color:var(--gold);font-weight:400}
.coverage-grid{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.coverage-grid article{padding:34px 28px 30px;border-right:1px solid var(--line);min-height:350px;display:flex;flex-direction:column;background:rgba(255,255,255,.48);transition:background .25s,transform .25s}
.coverage-grid article:first-child{border-left:1px solid var(--line)}
.coverage-grid article:hover{background:#fff;transform:translateY(-6px)}
.coverage-no{font:700 11px Arial,sans-serif;color:var(--gold);letter-spacing:.14em}
.coverage-grid h3{font:400 48px/1 Georgia,serif;color:var(--ink);margin:26px 0 20px}
.coverage-grid b{font-size:15px;line-height:1.45;color:var(--ink);min-height:44px}
.coverage-grid p{color:#65737a;line-height:1.65;font-size:14px;margin:15px 0 26px}
.coverage-grid button{margin-top:auto;border:0;background:none;color:var(--ink);padding:0;text-align:left;font-weight:700;cursor:pointer;font-size:13px}
.coverage-grid button:hover,.coverage-grid button:focus-visible{color:#a87324;text-decoration:underline;text-underline-offset:5px}

.steps .centered{text-align:center;margin-bottom:8px}
.faq{background:#fff;padding:100px 0}
.faq-layout{display:grid;grid-template-columns:.8fr 1.4fr;gap:86px;align-items:start}
.faq-heading{position:sticky;top:120px}
.faq-heading h2{font-size:clamp(38px,5vw,64px)}
.faq-heading .dark-btn{display:inline-block;margin-top:28px}
.faq-list{border-top:1px solid var(--line)}
.faq-list details{border-bottom:1px solid var(--line);padding:0}
.faq-list summary{list-style:none;cursor:pointer;color:var(--ink);font:500 19px/1.4 Georgia,serif;padding:25px 48px 25px 0;position:relative}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary span{position:absolute;right:2px;top:22px;width:30px;height:30px;border:1px solid #d3c6b2;border-radius:50%;display:grid;place-items:center;color:var(--gold);font:20px Arial;transition:transform .25s}
.faq-list details[open] summary span{transform:rotate(45deg)}
.faq-list details p{color:#64737a;line-height:1.75;margin:-5px 50px 24px 0;max-width:720px}
footer .wrap{flex-wrap:wrap}
footer .wrap p{flex-basis:100%;font-size:11px;line-height:1.55;color:#8a979d;margin:14px 0 0;max-width:900px}

.orbit-stage:focus-within .orbit-spin,.orbit-stage:focus-within .orbit-card{animation-play-state:paused}
.intent-card:focus-visible,.coverage-grid button:focus-visible,.faq-list summary:focus-visible{outline:3px solid rgba(201,150,67,.38);outline-offset:4px}

@media(max-width:1100px){.intent-inner{grid-template-columns:1fr}.intent-grid{grid-template-columns:repeat(2,1fr)}.section-heading{grid-template-columns:1fr 1.4fr}.section-heading>p:last-child{grid-column:2}.coverage-grid{grid-template-columns:repeat(2,1fr)}.coverage-grid article:nth-child(3){border-left:1px solid var(--line);border-top:1px solid var(--line)}.coverage-grid article:nth-child(4){border-top:1px solid var(--line)}.faq-layout{gap:50px}}
@media(max-width:760px){.intent{padding:16px 0 54px}.intent-inner{padding:26px 20px;gap:24px}.intent-grid{grid-template-columns:1fr}.intent-card{min-height:auto;padding:17px}.intent-card span{margin-bottom:12px}.coverage{padding:70px 0}.section-heading{display:block}.section-heading h2{margin:10px 0 18px}.coverage-grid{grid-template-columns:1fr}.coverage-grid article,.coverage-grid article:first-child,.coverage-grid article:nth-child(3){border-left:1px solid var(--line);border-top:1px solid var(--line);min-height:290px}.coverage-grid article:first-child{border-top:0}.coverage-grid h3{font-size:42px}.faq{padding:70px 0}.faq-layout{grid-template-columns:1fr;gap:42px}.faq-heading{position:static}.faq-list summary{font-size:17px}.faq-list details p{margin-right:20px}.sticky-call{max-width:190px}}
@media(prefers-reduced-motion:reduce){.intent-card,.coverage-grid article,.faq-list summary span{transition:none}}