:root{--navy:#061f2e;--navy2:#0e3446;--gold:#c78a35;--champ:#e7c98e;--cream:#faf7f0;--ink:#071c2a;--muted:#5f6d74;--line:#ddd4c4;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink);font-family:Inter,Segoe UI,Arial,sans-serif}.wrap{width:min(1080px,calc(100% - 36px));margin:auto}a{color:inherit}.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;background:#fff;padding:10px;z-index:100}.topbar{background:var(--navy);color:#fff;font-size:12px;padding:9px 0}.topbar .wrap{display:flex;justify-content:space-between;gap:20px}.topbar a{text-decoration:none}.header{background:#fff;border-bottom:1px solid #eee7db}.header .wrap{min-height:78px;display:flex;align-items:center;gap:28px}.brand{display:flex;align-items:center;text-decoration:none;margin-right:auto}.monogram{font:italic 34px Georgia,serif;color:var(--gold);border-right:1px solid #c9b58a;padding-right:10px;margin-right:10px}.brand strong{font:24px Georgia,serif}.brand small{display:block;font-size:8px;letter-spacing:1.6px;color:#66747d}.nav{display:flex;align-items:center;gap:22px}.nav a{text-decoration:none;font-size:13px;font-weight:700}.nav a:hover,.nav a:focus-visible{color:#a66c20}.cta{display:inline-flex;align-items:center;justify-content:center;background:linear-gradient(135deg,#d8a452,#ad6f1d);color:#fff;text-decoration:none;font-size:12px;font-weight:800;letter-spacing:.5px;padding:14px 20px;border:1px solid #d7b06e}.hero{background:radial-gradient(circle at 78% 26%,rgba(215,165,84,.2),transparent 28%),linear-gradient(125deg,var(--navy),#11384b);color:#fff;padding:90px 0 84px;position:relative;overflow:hidden}.hero:after{content:"MD";position:absolute;right:5%;top:0;font:italic 240px/1 Georgia,serif;color:rgba(255,255,255,.03)}.crumbs{font-size:12px;color:#cad4d9;margin-bottom:30px}.crumbs a{text-decoration:none;color:#efc67d}.eyebrow{font-size:11px;letter-spacing:3px;font-weight:800;color:#e6b15f}.hero h1{font:clamp(42px,6vw,68px)/1.02 Georgia,serif;max-width:850px;margin:12px 0 22px}.hero h1 em{color:#efc479;font-weight:400}.hero p{max-width:720px;font-size:18px;line-height:1.65;color:#d9e0e3}.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:30px}.ghost{display:inline-flex;align-items:center;color:#fff;border:1px solid rgba(255,255,255,.55);padding:14px 20px;text-decoration:none;font-size:12px;font-weight:800}.trustbar{background:#fff;border-bottom:1px solid var(--line)}.trustbar .wrap{display:grid;grid-template-columns:repeat(3,1fr)}.trustbar div{padding:22px 24px;border-right:1px solid var(--line)}.trustbar div:last-child{border:0}.trustbar strong{font:19px Georgia,serif;display:block}.trustbar small{color:var(--muted)}main section.content{padding:80px 0}.intro{display:grid;grid-template-columns:.85fr 1.35fr;gap:72px;align-items:start}.intro h2,.cards-heading h2,.contact h2{font:clamp(34px,4vw,50px)/1.08 Georgia,serif;margin:8px 0 18px}.intro p{line-height:1.8;color:var(--muted);margin:0 0 18px}.checklist{list-style:none;padding:0;margin:26px 0}.checklist li{padding:12px 0 12px 30px;border-bottom:1px solid var(--line);position:relative;line-height:1.5}.checklist li:before{content:"✓";position:absolute;left:0;color:#a96d20;font-weight:800}.note{background:#fff;border-left:4px solid var(--gold);padding:22px 24px;color:var(--muted);line-height:1.6}.cards{background:#f1ece3;padding:80px 0}.cards-heading{max-width:720px;margin-bottom:34px}.cards-heading p{color:var(--muted);line-height:1.7}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.card{background:#fff;padding:30px;border:1px solid #e7dece;min-height:250px}.card span{color:#b87925;font-size:11px;letter-spacing:2px;font-weight:800}.card h2,.card h3{font:27px/1.15 Georgia,serif;margin:18px 0 12px}.card p{color:var(--muted);line-height:1.65;font-size:14px}.faq{padding:80px 0;background:#fff}.faq .wrap{display:grid;grid-template-columns:.72fr 1.28fr;gap:70px}.faq h2{font:40px/1.1 Georgia,serif;margin:10px 0}.faq details{border-top:1px solid var(--line);padding:20px 0}.faq details:last-child{border-bottom:1px solid var(--line)}.faq summary{font-weight:800;cursor:pointer}.faq details p{color:var(--muted);line-height:1.7}.contact{background:var(--navy);color:#fff;padding:76px 0}.contact .wrap{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}.contact p{color:#cfdae0;line-height:1.7}.contact-list{display:grid;gap:12px}.contact-list a{background:#0d3041;border:1px solid rgba(231,201,142,.22);padding:18px 20px;text-decoration:none}.contact-list small{display:block;color:#d7ac63;font-size:10px;letter-spacing:1.5px;margin-bottom:4px}.contact-list strong{overflow-wrap:anywhere}footer{background:#041722;color:#cbd4d8;padding:28px 0;font-size:12px}footer .wrap{display:flex;flex-wrap:wrap;justify-content:space-between;gap:15px}footer a{color:#fff}.disclaimer{flex-basis:100%;color:#91a1a9;line-height:1.5;margin:8px 0 0}
@media(max-width:860px){.nav{display:none}.intro,.faq .wrap,.contact .wrap{grid-template-columns:1fr;gap:35px}.grid{grid-template-columns:1fr 1fr}.hero{padding:65px 0}.hero:after{font-size:150px}.trustbar .wrap{grid-template-columns:1fr}.trustbar div{border-right:0;border-bottom:1px solid var(--line)}}
@media(max-width:580px){.topbar .wrap{display:block}.topbar .hours{display:none}.brand strong{font-size:20px}.header .cta{display:none}.grid{grid-template-columns:1fr}.hero h1{font-size:42px}.hero p{font-size:16px}main section.content,.cards,.faq,.contact{padding:58px 0}.card{min-height:0}.contact-list strong{font-size:14px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}